Calculate how much Home Loan you can get Make your dream home a reality with PropertyPistol’s trusted home loan solutions.
We partner with leading banks to offer fast, flexible, and hassle-free mortgage options.
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Calculate your home loan using the slidersOver the last 8 years, PropertyPistol has found a significant gap while handling the financial needs of various stakeholders in this industry. The property dealings fall through the crack for want of funds - either by the developer or the buyer. PropertyPistol has established a dedicated vertical that has been successfully handling the loan requirements for all the stakeholders. The company aims to provide you with hassle-free financing options with rapid approvals, flexible options and timely closings!
| Identity Proof (any one) | Residence Proof (any one) | Other Documents |
|---|---|---|
| Driving License | Copy of Electricity Bill/Water Bill/Telephone Bill | Employer Identity Card |
| PAN Card | Copy of valid Passport/Aadhaar Card/Driving License | Duly filled loan application form affixed with 3 passport size photographs |
| Voter ID | - | Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions |
| Valid Passport | - | Bank account statements for all the bank accounts owned by the applicant for the last six months |
| For Self-employed Applicant/Co-applicant: | For Salaried Applicant/Co-applicant: |
|---|---|
| Income Tax Returns for the last 3 years | Salary Slips for the last three months |
| Certificate of Qualification (for Doctors/CA and other professionals) | Copy of Form 16 or Income Tax Returns for the last two years |
| Balance Sheet audited by a certified CA and Profit and Loss account for the previous 3 years | - |
| Business License Details | - |
| Business address proof | - |
| TDS Certificate | - |
| Eligibility Criteria | Requirement |
|---|---|
| Age | Minimum Age: 18 years and Maximum Age: 70 years |
| Resident Type | The applicant must be (any one):
|
| Employment | The applicant can be (any one):
|
| Net Annual Income | At least Rs.5-6 lakh depending on the type of employment |
| Residence | The applicant must have (any one):
|
| Credit score | A good credit score of at least 750 or more obtained from a recognised credit bureau |
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You can check home loan eligibility for various banks and financial institutions using PropertyPistol’s Home Loan Eligibility Calculator by simply entering basic details, such as income and existing liabilities.
A home loan cannot be transferred to another person unless the property ownership is also transferred. In some rare cases, a bank does allow for a home loan transfer in cases of inheritance or legal issues.
Yes, most lenders require property insurance as a condition for approving a home loan. It protects the property against damages due to natural calamities or fire, safeguarding the asset used as collateral.
A top-up loan is an additional loan granted over and above your existing home loan. It eliminates the need for extra paperwork and is readily accessible to borrowers with strong credit profiles.
Yes, under specific conditions, such as job loss, medical emergencies, or regulatory moratoriums, some lenders do allow for loan restructuring. However, you need to provide documents confirming the reason for the loan restructuring. The bank can also restructure the loan if you have a pending balance at the end of the loan tenure.